I've submitted for a few challenges on ScrapMatters. It's sort of a funny concept for non-scrapbookers. Instead of scrapping b/c one has photos, one scraps to fit a topic or certain criteria. Here are my challenge layouts (also I submitted the one with the peach background and ribbons below for a layering challenge):
This was a "roadmap" challenge where the host identifies specific steps for the page, including the sepia photo and adding a quote.
This is an "everyday magic" challenge where the host asks for pages about a special item of clothing that one or one's family wears.
This was a template challenge, where all entries use the same template, but any photos or designs of their choosing.